For Our Clients, With Our Clients

Unsecured business loans provide fast and flexible funding without the need for physical collateral such as property or equipment. Ideal for managing cash flow, funding marketing campaigns, or covering short-term operational needs, these loans are typically based on your business’s turnover, trading history, and credit profile. With quicker approvals and minimal paperwork, unsecured loans offer a streamlined solution for businesses that need access to capital without tying up valuable assets. At RSL Wealth Management, we work with a wide panel of lenders to secure competitive rates and terms tailored to your business's financial goals and repayment capabilities.

Secured business loans offer higher borrowing limits and more favourable interest rates by using business or personal assets, such as property or equipment as security. These loans are ideal for funding large investments, refinancing existing debt, or supporting long-term growth strategies. Because the lender’s risk is reduced, secured finance can offer more flexible repayment terms and access for businesses with limited credit history. At RSL Wealth Management, we help you assess your asset base and structure secured loan facilities that align with your strategic objectives while protecting your financial position through responsible borrowing.

Start-up business loans are designed to help new ventures get off the ground with the capital needed for equipment, marketing, staff, and early operational costs. These loans are often unsecured and may require a detailed business proposition, as well as a potential personal guarantee aspect. At RSL, we support aspiring entrepreneurs by connecting them with lenders who understand the risks and potential of early-stage businesses. Whether you’re pre-trading or in your first year, we help secure the funding you need to launch confidently and build the foundation for sustainable growth. For start up loans, in most cases we will only recommend you the lenders own website, and you may need to contact them directly. We will not charge you a fee if that is the case. We do not assist with personal loans.

Commercial mortgages and finance solutions are designed for businesses and investors purchasing or refinancing commercial properties such as offices, retail units, warehouses, or mixed-use buildings. These facilities can be structured on an owner-occupier or investment basis, with flexible repayment options and competitive interest rates. At RSL Wealth Management, we work with a broad panel of commercial lenders to source the most suitable mortgage products, whether you’re buying new premises, refinancing existing property, or raising capital against commercial assets. We manage the entire process from proposal to completion, ensuring efficiency, transparency, and tailored finance to support your property ambitions.

Buy-to-let and investment mortgages are tailored for individuals and companies acquiring residential properties for rental income or long-term capital growth. These mortgages differ from standard residential loans, often requiring larger deposits and stress-tested rental yields. Whether you're a first-time landlord or an experienced portfolio investor, RSL Wealth Management helps secure funding that aligns with your strategy, structure (individual or limited company), and exit plans. We also assist with refinancing, portfolio expansion, and incorporating SPVs to optimise tax efficiency. Our lender relationships ensure access to competitive rates, fast processing, and flexible terms suited to various property investment goals.

Our real estate service supports clients looking to acquire, dispose of, or develop residential and commercial property across the UK. We assist investors, landlords, and business owners in sourcing opportunities, negotiating terms, and structuring transactions for maximum value and tax efficiency. With a strong understanding of commercial finance, we ensure every real estate transaction is backed by the right funding structure, whether through commercial mortgages, bridging loans, or development finance. We also work with solicitors, surveyors, and brokers to coordinate smooth completions. Our approach is strategic, data-driven, and focused on securing long-term returns for our clients. For accountancy, we simply refer clients to our recommended accountant.