The Firm
Four divisions.
One standard of counsel.
Four advisory divisions covering commercial finance, commercial advisory, property finance and property investment for businesses, investors and entrepreneurs.
Divisions
Service Finder
Find the right service.
Business Loans
Term lending structured against trading performance and forward plans.
Secured Business Loans
Lending secured against property or tangible assets for larger requirements.
Unsecured Business Loans
Facilities arranged without charge over assets, decided on covenant strength.
Merchant Cash Advance
Repayment aligned to card takings, flexing with trading patterns.
Commercial Credit Lines
Revolving facilities drawn and repaid as the business requires.
Short-Term Credit
Defined, time-bound capital where speed matters more than duration.
Refinancing
Replacing existing facilities with structures better matched to the business today.
Debt Consolidation
Bringing multiple obligations into one considered facility.
Corporate Acquisitions
Funding for share purchases, buy-outs and bolt-on acquisitions.
Lease Transfers
Coordination of lease assignment and associated funding on business transfer.
Working Capital Solutions
Invoice, trade and supply chain facilities that release tied-up liquidity.
Business Expansion Funding
Capital sized against a plan rather than a historic balance sheet.
Business Planning
Plans written to withstand credit scrutiny and guide internal decisions.
Cashflow Management
Forecasting and control disciplines that make liquidity predictable.
Growth Strategy
Where to grow, at what pace, and what capital the plan genuinely requires.
Commercial Financial Reviews
An independent read of performance, cost base and funding efficiency.
External Finance Officers
Senior finance capability retained without a full-time appointment.
Financial Decision Support
Modelling the options before a commitment is made.
Business Restructuring
Reshaping structure, cost and obligations to restore commercial balance.
Capital Planning
A deliberate view of how the business will be funded over years, not months.
Corporate Assistance
Practical support through transactions, governance and change.
Commercial Strategy
Aligning commercial model, margin and market position.
Profit Optimisation
Finding retained profit inside existing revenue.
Business Expansion Planning
Sequencing an expansion so funding, people and demand arrive together.
Investment Readiness
Preparing accounts, governance and narrative before external scrutiny.
Financial Forecasting
Integrated forecasts that connect profit, cash and balance sheet.
Commercial Mortgages
Long-term lending secured against commercial premises.
Investment Finance
Facilities structured around rental income and asset quality.
Buy-to-Let Finance
Lending for single units and multi-unit residential investments.
Portfolio Finance
Consolidated facilities across multiple assets and structures.
Development Finance
Senior, stretch senior and mezzanine capital across build programmes.
Property Refinancing
Replacing existing property debt with better-matched terms.
Commercial Property Lending
Funding across offices, industrial, retail and mixed-use assets.
Bridging Solutions
Short-term capital where timing determines the opportunity.
Off-Market Opportunities
Access to assets not openly marketed, assessed before release.
Below-Market-Value Acquisition
Opportunities where price reflects circumstance rather than quality.
Portfolio Building
Deliberate assembly of assets toward a defined long-term position.
ROI Analysis
Independent modelling of return, cost and downside before commitment.
Investment Reports
Written analysis presenting the asset, the numbers and the risks plainly.
End-to-End Transaction Management
One point of coordination from offer through to completion.
Legal Coordination
Managing solicitors and enquiries so timelines hold.
Finance Coordination
Aligning funding with the transaction timetable from day one.
Private Investor Opportunities
Structured participations shared with a small circle of investors.
Industries
Sectors we understand in detail.
Experience across these sectors shapes how we read accounts, assess security and anticipate what a lender or investor will ask next.
Construction
Professional Services
Healthcare
Retail
Hospitality
Manufacturing
Property
Technology
Transport
Startups
SMEs
Corporate Businesses
Landlords
Investors
Entrepreneurs
Consultation
Let's Discuss Your Objectives.
An initial conversation is private, unhurried and without obligation. We will tell you plainly whether we can help, and what we would do first.