Commercial Finance
Business Loans
Term lending structured against trading performance and forward plans.
Overview
What it is
A lump sum advanced to the business and repaid over an agreed term at a known cost. Terms typically run from one to seven years, secured or unsecured depending on the amount and the covenant, and priced against trading performance rather than a single lender's current appetite.
Why you might need it
Because some investments pay back over years rather than weeks. A loan matches the cost of the asset to the period it earns over, protects working capital, and gives you a fixed, forecastable monthly figure instead of an open-ended overdraft cost.
Suitable for
Established trading businesses with consistent revenue.
Typical uses
- Growth capital
- Equipment purchase
- Team expansion
How We Work
The process, end to end.
Consultation
A private conversation to understand the business, the asset and the objective.
Assessment
We review performance, security and appetite before approaching any lender.
Structure
The facility is designed and modelled ahead of the market.
Execution
Terms negotiated, credit managed and completion delivered to timetable.
Consultation
Let's Discuss Your Objectives.
An initial conversation is private, unhurried and without obligation. We will tell you plainly whether we can help, and what we would do first.
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