Property Finance
Commercial Mortgages
Long-term lending secured against commercial premises.
Overview
What it is
Long-term lending secured against premises the business trades from or lets out, typically over ten to twenty-five years on a repayment or interest-only basis.
Why you might need it
Buying the building converts rent into equity and fixes a major cost. It also creates an asset the business can later refinance, and removes the risk of a landlord's decision dictating your operating base.
Suitable for
Owner-occupiers and commercial investors.
Typical uses
- Premises purchase
- Owner-occupier move
- Refinance
How We Work
The process, end to end.
Property Identified
The asset, the plan and the timetable are established.
Financial Assessment
Value, income, cost and downside modelled independently.
Funding Structure
Facility designed against the business plan and exit.
Legal Coordination
Solicitors, valuers and lender managed to one timeline.
Completion
Drawdown delivered without avoidable delay.
Long-Term Relationship
Reviews ahead of maturity, refinance and the next acquisition.
Consultation
Let's Discuss Your Objectives.
An initial conversation is private, unhurried and without obligation. We will tell you plainly whether we can help, and what we would do first.
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