RSL Wealth Management
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Commercial Finance

Commercial Credit Lines

Revolving facilities drawn and repaid as the business requires.

Overview

What it is

A revolving limit you draw on when needed and repay when cash returns, with interest charged only on the drawn balance. The facility stays available once repaid rather than closing like a term loan.

Why you might need it

Most cashflow pressure is timing, not profitability. A line covers payroll before a large receipt lands, funds supplier terms and mobilises new contracts — without renegotiating a new facility every time the gap appears.

Suitable for

Businesses with variable working capital cycles.

Typical uses

  • Payroll cover
  • Supplier terms
  • Contract mobilisation

How We Work

The process, end to end.

01

Consultation

A private conversation to understand the business, the asset and the objective.

02

Assessment

We review performance, security and appetite before approaching any lender.

03

Structure

The facility is designed and modelled ahead of the market.

04

Execution

Terms negotiated, credit managed and completion delivered to timetable.

Consultation

Let's Discuss Your Objectives.

An initial conversation is private, unhurried and without obligation. We will tell you plainly whether we can help, and what we would do first.

Related

Also within Commercial Finance.