RSL Wealth Management
London financial district at dusk

Property Finance

Commercial Property Lending

Funding across offices, industrial, retail and mixed-use assets.

Overview

What it is

Funding for offices, industrial units, retail premises and mixed-use assets, underwritten on tenant covenant, lease length and asset location.

Why you might need it

Commercial assets are priced on income security, so lenders read the lease before the borrower. Presenting the covenant and term properly is what determines the leverage and rate available.

Suitable for

Commercial buyers and investors.

Typical uses

  • Industrial units
  • Mixed-use blocks
  • Retail parades

How We Work

The process, end to end.

01

Property Identified

The asset, the plan and the timetable are established.

02

Financial Assessment

Value, income, cost and downside modelled independently.

03

Funding Structure

Facility designed against the business plan and exit.

04

Legal Coordination

Solicitors, valuers and lender managed to one timeline.

05

Completion

Drawdown delivered without avoidable delay.

06

Long-Term Relationship

Reviews ahead of maturity, refinance and the next acquisition.

Consultation

Let's Discuss Your Objectives.

An initial conversation is private, unhurried and without obligation. We will tell you plainly whether we can help, and what we would do first.

Related

Also within Property Finance.